Safety challenges and the potential for substantial financial loss are increasing for service stations and auto repair shops. The escalating cost of used cars and the risks associated with repairing ever more popular electric vehicles are major concerns garages face. Your auto repair shop insurance requirements are unique, and your insurance professional should be well […]

From snowstorms to tornados, hurricanes or fires – even a downed tree or maintenance that lasts longer than you expected – an extended home power outage can put you and your family in harm’s way. Getting through a long power outage is a challenge, but with a little preparation, you can increase your chances of […]

Your home is your sanctuary, a place to recharge. But you need a multitude of appliances working hard to preserve that haven: When they break down, it’s chaos. And it’s not just the things in your home you need to worry about. If a severe storm knocks out your power, for example, the electrical surge can cause […]

Americans spend more than $300 billion on prescription drugs each year. Most people rely on their employer plan to help cover these costs. If you are nearing age 65, it’s not that simple. Whether you are getting ready to retire or still working, it’s important to begin thinking about Medicare. Enrollment is not mandatory, but […]

When operating a grocery store, you provide crucial sustenance to your community, so staying operational and standing by your service and products are your top priorities. This means caring for your workers as well as your patrons, but it also includes having the financial support to get back on your feet should a disaster strike. […]

If you lost all of your personal belongings in a fire or another catastrophe, you likely wouldn’t be able to recall all of your possessions from memory alone. That’s why a home inventory is important. You can test that assumption by closing your eyes right now and listing all your valuable belongings in each room […]

From property losses to claims that you are liable for a serious injury, your hotel/motel business faces multiple risks. The good news is there are ways to transfer a substantial amount of the most crippling financial danger to your insurer. Here are some important Hotel/Motel insurance coverage options that you should consider. Property Insurance For […]

A vacation is an investment in your life experiences, time with friends and family, and mental health. And if you’re like the majority of Americans, you can spend thousands of dollars on a vacation when you factor in flights, hotels, car rentals, meals, souvenirs and incidentals. In fact, on average, a couple can expect to […]

Whether it’s your first rental or you want a refresher, use this checklist to spot potential red flags before signing a lease on your next apartment. Once you’re in your new place (or even if you decide not to move), dust off your renters policy for a quick once-over, too. Renters Checklist What is the […]

Vacant land has become an increasingly appealing investment, particularly in the age of social distancing and skyrocketing home and rent costs. If you’re looking to join the growing ranks of landowners, you should consider insuring your investment. This may sound strange, as there’s nothing that can be damaged or replaced on an empty plot, but […]