Workplace injuries and illnesses have a huge impact on an employer’s bottom line. According to the Occupational Safety and Health Administration (OSHA), employers pay almost $1 billion per week for workers’ pay alone. Addressing safety and wellness issues in the workplace can save you money and protect your bottom line.  It is important to know […]

Workplace wellness programs may not only increase employee morale, but also reap a positive return on investment for employers. Although Work Wellness programs are often expensive, there are ways employers can make positive changes for little or no cost.

Optimism is the fuel that drives the entrepreneurial spirit, so it isn’t surprising that most small business owners consider themselves optimists. Too much optimism, however, can get a small business owner into trouble. A business plan built solely on the “best case scenario” is like a house of cards, one gust of wind—or fire or […]

Unfortunately, many people wrongly assume that auto and umbrella insurance policies will provide reimbursement for all aspects of an accident on the road. Instead, both of these policies cover your own liability and provide compensation to others in the event that you are responsible for an accident. However, if another driver causes an accident and doesn’t have enough insurance coverage to […]

According to a recent study by the Kaiser Family Foundation and the Health Research and Education Trust, 81 percent of large employers and 49 percent of small employers offer workplace wellness programs to their employees. These programs aim to improve employees’ well-being by encouraging them to lose weight, stop smoking or make other positive lifestyle […]

If you could save your company money, improve productivity and increase employee morale, would you? According to the Occupational Safety and Health Administration (OSHA), workplaces that establish safety and health management systems can reduce their injury and illness costs by 20 to 40 percent. Safe environments also improve employee morale, which positively impacts productivity and […]

Employers that want to control rising health insurance costs often consider making design changes to their employee benefit plans. Typically, these plan design changes are effective at the beginning of the plan year, and communicated to employees during an open enrollment period that precedes the start of the plan year. However, depending on a number of factors, employers may […]

According to the U.S. Census Bureau, there are more than 240 million registered motor vehicles in the United States, and an estimated one-fourth of those are used for business in some way. If you have employees who use personal vehicles for business use, you could be exposing your business to a significant liability risk. Even […]

Competitive employee benefits packages are essential for attracting and retaining quality employees, but continuing to offer them can be tough with the rising cost of health care squeezing an already tight budget. Cutting benefits may seem like a necessary reality for some companies, but could have serious long-term consequences.   Retaining top talent is crucial for your company to remain […]

Each year, the Occupational Safety and Health Administration (OSHA) tracks and shares its most frequently cited OSHA standards. OSHA hopes that by releasing this enforcement data, businesses will take steps to identify and address potential safety issues.  For the 2019 fiscal year, the 10 most frequently cited standards from 2018 all remained on the list, although their order […]