Optimism is the fuel that drives the entrepreneurial spirit, so it isn’t surprising that most small business owners consider themselves optimists. Too much optimism, however, can get a small..

Unfortunately, many people wrongly assume that auto and umbrella insurance policies will provide reimbursement for all aspects of an accident on the road. Instead, both of these policies cover..

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Sponsoring a retirement plan is an important benefit for you and for your employees. Upon retirement many people rely heavily on their social security benefit to meet..

According to a recent study by the Kaiser Family Foundation and the Health Research and Education Trust, 81 percent of large employers and 49 percent of small employers offer wellness programs to..

If you could save your company money, improve productivity and increase employee morale, would you? According to the Occupational Safety and Health Administration (OSHA), workplaces that establish..

Employers that want to control rising health insurance costs often consider making design changes to their employee benefit plans. Typically, these plan design changes are effective at the..

According to the U.S. Census Bureau, there are more than 240 million registered motor vehicles in the United States, and an estimated one-fourth of those are used for business in some way. If you..

Competitive employee benefits packages are essential for attracting and retaining quality employees, but continuing to offer them can be tough with the rising cost of health care squeezing an..

Each year, the Occupational Safety and Health Administration (OSHA) tracks and shares its most frequently cited standards. OSHA hopes that by releasing this enforcement data, businesses will take..

We live in a world where modern technology has given us the opportunity to find anything we need with the click of a button. Whether you’re planning a trip to an exotic location, making a..