In recognition of Fire Prevention Week this October, we are reminding families to take the necessary fire safety precautions to prevent a house fire this year. According to the US Fire Administration (USFA), fire claims the lives of 3,275 Americans and injures well over 15,575 each year. Common Fire Starters & Fireproofing Your Home In […]

Top Tips for Fire Safety in the Home

October 6, 2021

General Insurance Services

Top Tips for Fire Safety in the Home

With the current labor shortage, contractors and contracting companies are backlogged. Homeowners with plumbing, electrical, and construction needs are being told it will take months to get a someone in. Because of this, many homeowners have turned to social media to recruit a skilled laborer. Hopefully one who can perform the work sooner than those companies already contacted. However, […]

The Importance of Hiring Properly Insured Contractors to Work on Your Home

October 1, 2021

Alison Williams

The Importance of Hiring Properly Insured Contractors to Work on Your Home

  As many of you know, there is currently a labor shortage following the COVID-19 pandemic. This has affected every industry, and our insureds are each managing it in their own way. One of the common actions we’ve seen our clients take is to hire a more youthful workforce between the ages of 12 and […]

New Youth Employment Requirements

September 29, 2021

Kyle Rosenbaum

New Youth Employment Requirements

  Are you a member of the Valparaiso, Michigan City, or Crossroads Chambers of Commerce? Are you looking to support your company and your community with a benefits plan that is built just for them? Then look no further than the UnitedHealthcare (UHC) Community Chamber plan. The UHC Community Chamber plan is a level-funded program […]

Introducing the UnitedHealthcare Community Chamber Plan

September 21, 2021

Michael O'Donoghue

Introducing the UHC Community Chamber Plan

As we approach Medicare’s Annual Enrollment Period — which will take place October 15th through December 7th — we would like to encourage you to review your current coverage.  Although you may feel that your healthcare situation has not changed significantly and that your existing policy should remain in effect, it is important to sit down with your […]

How to Prepare for Medicare's Upcoming Annual Enrollment Period

September 15, 2021

Jillian Martinez

How to Prepare for Medicare’s Upcoming Annual Enrollment Period

Today’s article about ransomware is brought to you by guest blogger, Scott Templin, Cyber Risk Advisor with Lachesis, LLC. There is no escaping. You cannot turn on the news or open your phone these days without hearing about another cyber attack. From meat suppliers to pipelines, our nation’s resources are being threatened at unprecedented levels, […]

Cyber Security is NOT an IT Problem

September 13, 2021

Scott Templin

Cyber Security is NOT an IT Problem

Non-profit organizations are legal entities that aim to provide social benefits in some form. As a non-profit organization, you must be separate from the government and should not generate profits that provide personal benefit to any of the organization’s directors, officers, or other members. Because you provide benefits to society, nonprofit organizations are often considered […]

8 Common Risks to Watch For When Insuring Your Non-Profit Organization

September 8, 2021

General Insurance Services

8 Common Risks To Watch For When Insuring Non-Profit Organizations

In a self-funded group health plan, you as the employer eliminate obligations to an insurance carrier by assuming the risk of providing financial health care benefits to your employees yourself. This is an ideal setup for business managers who are willing to assume more risk to hopefully see a higher payoff at the end of […]

The Advantages of Self-Funding Your Group Health Plan

September 2, 2021

Candace Arvin

The Advantages of Self-Funding Your Group Health Plan

Our business clients often ask us what the difference is between general liability and professional liability insurance. This is an important question because each policy provides different coverage and you need to know which one—if not both—is applicable to your business. By understanding the differences, you can ensure you are managing the appropriate risks for […]

What's the Difference between General Liability and Professional Liability

August 27, 2021

Nicole Van Duyn

What’s the Difference between General Liability and Professional Liability Insurance?

Medicare is a federal program that provides Medicare Part A Hospital Insurance and Medicare Part B Medical Insurance to individuals who are 65 or older, under 65 with a qualifying disability, and any age with end-stage renal disease or ALS. Recently, our GIS team has noticed an increase in the number of fraudulent calls we’re […]

Protect Yourself from Medicare Fraud

August 25, 2021

Elizabeth Downs

How to Protect Yourself from Medicare Fraud