With the current labor shortage, contractors and contracting companies are backlogged. Homeowners with plumbing, electrical, and construction needs are being told it will take months to get a someone in. Because of this, many homeowners have turned to social media to recruit a skilled laborer. Hopefully one who can perform the work sooner than those companies already contacted. However, […]

Workers’ compensation requirements vary between states, but most policies include a premium audit. The audit is required because premiums are typically paid up front based on estimated payroll dollars at the beginning of the policy period. The auditing process is designed to then verify these estimates at the end of the year and make adjustments […]

What comes to mind first when you think of insurance? Likely, something along the lines of “save 15 percent or more in 15 minutes or less.” Or perhaps the image of Jake from State Farm, Flo from Progressive, or the GEICO gecko comes to mind. It seems that every day, we are overwhelmed by insurance […]

Continuity is critical in business, and there are few things more important than continuous revenue and cash flow, particularly for small to medium-sized organizations. In fact, just one brief business interruption due to a catastrophic loss can be incredibly costly for an organization, often leading to serious reputational damages or long-term closures. If you think […]

Hiring an independent contractor offers employers many advantages. Unlike for traditional employees, employers do not pay taxes on independent contractors’ wages, and are not expected to provide benefits. Employers often save 30 to 40 percent on labor costs by using independent contractors. In addition, as independent contractors are generally hired for a specific period or […]

The trucking industry has not been particularly technology-focused, but it looks like that’s all about to change. As of December 18, 2017, truckers that travel beyond a 100-mile radius are required to keep and maintain electronic logging devices (ELDs). These plug-in devices are programmed to track drivers’ hours, including time spent waiting to get their […]