The first thing that most seniors considering health care ask us is, “Which is best: Medigap vs Medicare Advantage.” Before we can answer the question, however, we want to discuss how each product works because they are drastically different. What is Medigap and Medicare Advantage? Medigap Medigap refers to a group of supplemental insurance plans […]
Mary Senderak
Life insurance isn’t a pleasant thing to think about, and it may seem like an unnecessary expense. But if you have dependents who rely on you for financial support, then life insurance is really about protecting them in case something happens to you. Your designated beneficiary would collect a financial benefit upon your death. Whether […]
Mary Senderak
A common question that we hear is, “Will Medicare pay for all my medical expenses?” Simply put, the answer is no. There are some out-of-pocket expenses that Medicare doesn’t cover that a Medicare Supplement plan will. This includes deductibles and coinsurance. Take a look at the 10 advantages to a Medicare Supplement plan below: 1. […]
Mary Senderak
If you are getting close to your 65th birthday, you are likely preparing to enroll in Medicare. Enrolling in Medicare and figuring out how to decrease your out-of-pocket health care expenses can be daunting. A Medicare supplement plan can save you money and provide peace of mind. Original Medicare, which consists of Medicare Part A […]
Mary Senderak