Employment-related lawsuits are on the rise and are a growing concern for employers of all sizes, including smaller home-based businesses. In fact, it’s been reported that 1 in 5 cases in civil courts is an employment-related lawsuit. Claims such as discrimination, wrongful termination, and harassment are among the most costly and time-consuming issues an employer […]


May 16, 2023

Kathy Henrich

Employment Practices Liability Insurance

The Occupational Safety and Health Administration (OSHA), an agency of the Department of Labor (DOL), conducts about 73,000 workplace inspections each year. Given that OSHA or its state agencies have jurisdiction over 8 million job sites, the chances of your business being inspected are slim. Still, it’s best to be prepared for an OSHA inspection […]

What to Expect From an OSHA Inspection

April 5, 2022

David Gately

What to Expect From an OSHA Inspection

Many businesses are born from a single brilliant idea. As that idea is put into motion, a company grows — and in some situations that growth is rapid. Along with this expansion, however, comes the reality of risk. There are approximately 30 million small businesses in the United States, according to the Small Business Administration. […]

March 7, 2022

General Insurance Services

Things to Think About When You Start a Small Business

The abrupt change to work from home as a result of the COVID-19 pandemic created various lasting impacts on companies of all sizes. Within a few days’ time, companies and employees had to make an immediate transition to doing their jobs from home. Teams without any remote working experience had to pivot and quickly adapt […]

Work-From-Home Employees Are Increasing Your Company's Overall Risk

February 25, 2022

General Insurance Services

Work-From-Home Employees Are Increasing Your Company’s Overall Risk

Historic property and buildings give businesses an opportunity to serve their customers from one-of-a-kind locations, often with stunning architecture and charming curb appeal, while supporting cultural and historic preservation. But there are some crucial factors your company needs to keep in mind if you do business at a historic property. Whether you’re leasing or purchasing a […]

Doing Business in a Historic Property Be Aware of Special Insurance Considerations

February 15, 2022

General Insurance Services

Doing Business in a Historic Property? Be Aware of Special Insurance Considerations

Hurricanes Harvey, Maria, Irma and Nate caused massive destruction when they landed in the United States in 2017, resulting in over $200 billion in damage. When weather events like this occur nearby, you naturally worry about how to keep your business running amid the devastation. Even if your business isn’t directly impacted, the delivery of […]

How Business Interrupton Impacts Your Supply Chain

January 27, 2022

General Insurance Services

How Business Interruption Impacts Your Supply Chain

As a project owner, the way you evaluate and manage risks and make fiscally responsible decisions are crucial to your success. You typically cannot afford to gamble on a contractor whose reliability is uncertain or who might come up bankrupt halfway through a job. To mitigate this risk, investing in a surety bond is an […]

Surety Bonds Skip the Gamble and Invest in a Safety Net

January 21, 2022

General Insurance Services

Surety Bonds: Skip the Gamble and Invest in a Safety Net

With the current labor shortage, contractors and contracting companies are backlogged. Homeowners with plumbing, electrical, and construction needs are being told it will take months to get a someone in. Because of this, many homeowners have turned to social media to recruit a skilled laborer. Hopefully one who can perform the work sooner than those companies already contacted. However, […]

The Importance of Hiring Properly Insured Contractors to Work on Your Home

October 1, 2021

Alison Williams

The Importance of Hiring Properly Insured Contractors to Work on Your Home

Non-profit organizations are legal entities that aim to provide social benefits in some form. As a non-profit organization, you must be separate from the government and should not generate profits that provide personal benefit to any of the organization’s directors, officers, or other members. Because you provide benefits to society, nonprofit organizations are often considered […]

8 Common Risks to Watch For When Insuring Your Non-Profit Organization

September 8, 2021

General Insurance Services

8 Common Risks To Watch For When Insuring Non-Profit Organizations

Our business clients often ask us what the difference is between general liability and professional liability insurance. This is an important question because each policy provides different coverage and you need to know which one—if not both—is applicable to your business. By understanding the differences, you can ensure you are managing the appropriate risks for […]

What's the Difference between General Liability and Professional Liability

August 27, 2021

Nicole Van Duyn

What’s the Difference between General Liability and Professional Liability Insurance?