From snowstorms to tornados, hurricanes or fires – even a downed tree or maintenance that lasts longer than you expected – an extended home power outage can put you and your family in harm’s way. Getting through a long power outage is a challenge, but with a little preparation, you can increase your chances of […]

Your home is your sanctuary, a place to recharge. But you need a multitude of appliances working hard to preserve that haven: When they break down, it’s chaos. And it’s not just the things in your home you need to worry about. If a severe storm knocks out your power, for example, the electrical surge can cause […]

If you lost all of your personal belongings in a fire or another catastrophe, you likely wouldn’t be able to recall all of your possessions from memory alone. That’s why a home inventory is important. You can test that assumption by closing your eyes right now and listing all your valuable belongings in each room […]

Whether it’s your first rental or you want a refresher, use this checklist to spot potential red flags before signing a lease on your next apartment. Once you’re in your new place (or even if you decide not to move), dust off your renters policy for a quick once-over, too. Renters Checklist What is the […]

Vacant land has become an increasingly appealing investment, particularly in the age of social distancing and skyrocketing home and rent costs. If you’re looking to join the growing ranks of landowners, you should consider insuring your investment. This may sound strange, as there’s nothing that can be damaged or replaced on an empty plot, but […]

Any large-scale loss of property is devastating. But if you’ve made an inventory of your personal belongings, it could make the process of recovery and filing an insurance claim much easier.   You Need an Inventory to Make an Insurance Claim To make a claim under your insurance policy, you need to be able to […]

Even small home repairs can put you at risk. Whether it’s a do-it-yourself (DIY) project with a friend or you’re hiring a professional contractor, check your home insurance policy before you start any repairs. Get Proof Of Insurance A licensed contractor or builder should already have general liability, medical and workers’ compensation insurance. Even so, […]

Jewelry is one of the world’s oldest archaeological artifacts, having been used for centuries across multiple cultures to mark social status, store wealth or as a symbol of personal meaning. In the 21st century, it isn’t uncommon for someone to own designer jewelry collections, engagement and wedding rings, and antique heirlooms. But whether a Rolex […]

You’ve been invited to serve as a director or officer on the board of a corporation or nonprofit. This is an exciting opportunity that also comes with potential personal liability exposures across several areas, including employment and fiduciary liability. Nonprofits and corporations have unique risks. In general, larger companies mean greater risks, but the cost to […]

The Super Bowl, World Series, Kentucky Derby, and Stanley Cup are all fun to watch – and even more enjoyable when you host a party for friends and family, stocked with delicious food and drinks. Even if you’re hosting a small, socially distanced gathering this year, throwing a party in your house means you need […]