When is the last time you thought about the underground service and utility lines that run underneath your property? Unless you’ve had an incident or are planning to excavate, probably not recently. Utility lines come in many forms. Some examples of underground service lines include: Water, sewer, and drainage pipes Electric, telephone, internet, and cable […]

Picture this. Family sitting around the kitchen table laughing about the events of the day. Children running down the stairs on Christmas morning to see the gifts from Santa. Friends gathered poolside, enjoying a Barbecue on a warm summer day. Your dog playing fetch in the yard. For many people, this is what dreams are […]

When you suffer damage to your property, the last thing you want to face is uncertainty when it comes to the insurance claims process. At General Insurance Services, we work hard to make sure the property claim process goes as smoothly for you as it possibly can. Whether it’s coordinating with contractors, negotiating with carriers, […]

Side hustles and home-based businesses are on the rise. We are living in a time where it has never been easier earn an income from home, especially through technology and social media. Over the past year, in the midst of a pandemic, we saw side hustles and home-based businesses become a necessity for many looking […]

If you have financed your vehicle and still owe a balance on your loan, or you are planning to finance a vehicle soon, then this information applies to you. Gap insurance is designed for those who experience a collision or theft of a vehicle whose cash value is significantly less than the financing balance owed. […]

Northwest Indiana welcomed the new year with an ice storm that resulted in power outages across the region and damage to many homes. As we assisted clients with filing their claims, we were reminded of the importance of planning ahead and obtaining coverage for winter weather risks to the home. Living in Northwest Indiana, we […]

Unfortunately, many people wrongly assume that auto and umbrella insurance policies will provide reimbursement for all aspects of an accident on the road. Instead, both of these policies cover your own liability and provide compensation to others in the event that you are responsible for an accident. However, if another driver causes an accident and doesn’t have enough insurance coverage to […]

While it’s difficult to pinpoint the monetary consequences of the risks you and your family take each day, are you certain your current liability insurance offers you enough protection?  The Basics of Personal Umbrella Liability Policies  If you are found to be legally responsible for injuring someone or damaging their property without umbrella coverage, anything beyond […]

Spring brings not only April showers to Indiana but also greater chances of high winds, lightning strikes and other forms of severe weather. Any type of storm damage is certainly an inconvenience and increases the likelihood that storm chasers will show up in your neighborhood. These individuals see the aftermath as an opportunity to scam […]

As we age and reach different milestones in our lives, our insurance needs change. In order to ensure adequate coverage, contact your insurance advisor if you’re affected by any of the following life events: New Home Ownership— Purchasing a new home is a big investment—one that you will want to protect. After purchasing a home, […]