We’ve gathered the answers to the most common “Am I covered if…” questions about your homeowners insurance policy to help you minimize any coverage surprises. The best time to learn about what’s included in a basic homeowners insurance policy is before you have a claim. Common Homeowners Insurance Questions 1. What property and perils are excluded from […]

Auto insurance is meant to protect you by covering your bills after an accident. However, the amount of compensation can vary greatly depending on the type of auto claim that’s made by insurance carriers and the value of your vehicle. The decision to have your vehicle repaired or declared a total loss directly impacts how […]

Uh oh, you just got into a car accident on your way to run a quick errand. What should you do now? Stay calm and read on to learn how to react to make sure that the process goes as smoothly as possible. 9 Tips to Remember After A Car Accident Get out of your […]

The first thing that most seniors considering health care ask us is, “Which is best: Medigap vs Medicare Advantage.”  Before we can answer the question, however, we want to discuss how each product works because they are drastically different. What is Medigap and Medicare Advantage? Medigap Medigap refers to a group of supplemental insurance plans […]

When it comes to money matters, no one likes to be surprised by the feeling that they’ve been shortchanged. That’s why it’s important that you understand how your insurance policy responds to potential personal property losses. When insuring your personal possessions on your homeowners or renters insurance policy, you have one of two coverage options: […]

Just a single inch of water from flooding can cause costly damage to your home. Here’s what you need to know about insuring against damages caused by flooding. What Protection Does it Offer? A standard homeowners policy does not cover flood damage. A separate flood policy is needed to cover losses to your property caused […]

If your home becomes uninhabitable for reasons covered in your renters insurance policy, the insurance company will reimburse you for your temporary living expenses until you are able to find a new place to live. Renters insurance is there to not only protect the belongings in your home, but so much more. Common Myths About […]

The other day I posted an article about the Risks of AirBnB and Home Sharing. In that same category falls ride-sharing apps. Uber, Lyft and other ride-sharing services can make it easy to get a quick car ride or make some extra income, and they’re only becoming more popular. In fact, in the cities where these […]

Life insurance isn’t a pleasant thing to think about, and it may seem like an unnecessary expense. But if you have dependents who rely on you for financial support, then life insurance is really about protecting them in case something happens to you. Your designated beneficiary would collect a financial benefit upon your death. Whether […]

You probably know that insurance companies are good about reimbursing you when you have suffered a loss that falls within the parameters of your home insurance policy. But how much do you know about the mechanics of that reimbursement? What you might not realize is that your policy may entitle you to one of two […]