Are you a member of the Valparaiso, Michigan City, or Crossroads Chambers of Commerce?
Are you looking to support your company and your community with a benefits plan that is built just for them?
Then look no further than the UnitedHealthcare (UHC) Community Chamber plan.
The UHC Community Chamber plan is a level-funded program offered through UHC’s All Savers program. To be eligible, you need to have at least five enrolled employees and you must continue to be an active member of the Chamber. If you are not yet a member of the Valparaiso, Michigan City, or Crossroads Chamber, your Employee Benefits Advisor at General Insurance Services will be happy to help you register your company at the time of plan implementation.
Members of the UHC Community Chamber plan enjoy average savings of 25 percent on medical premiums. You’ll also receive an exclusive 5 percent discount on premiums just for joining the plan.
In addition to big savings, you can rest assured that every UHC Community Chamber plan is medically underwritten, and wellness programs are included at no additional cost to you. This contributes to a healthier workforce and lower costs for everyone.
Groups looking to relocate out of the community-rated and fully insured spaces may benefit from being underwritten on overall cost and premiums versus the average cost in the industry. Being level funded, the Chamber plan provides its own unique opportunity for upside.
In 2021, 39 percent of groups in Indiana received an average of $9,300 in surplus refunds. This is made possible through a claims fund through which a portion of premiums are allotted to pay claims throughout the year. In a healthy—or low claims—year, these funds have the potential to earn surplus refunds that companies don’t see on the fully insured side.
As members of your UHC Community Chamber plan, everyone on your team will be invited to join the UHC Motion program and earn up to $1,100 towards any out-of-pocket costs. This innovative program lets employees earn money for out-of-pocket medical expenses by simply moving their bodies. In other words, they get paid to take steps toward better health. Each new registrant will receive a complimentary activity tracker that syncs with their free mobile app and online account. Encourage them to wear their activity tracker every day to earn money for each goal they achieve.
The UHC Community Chamber plan doesn’t stop at serving just your medical needs. In fact, UHC is a one-stop shop for all of your benefits, including vision, dental, and other specialty care. If you decide to take your plan a step further with a UHC Vision, Dental, or other specialty program alongside your medical benefits, you’ll be eligible for up to 4 percent in additional savings.
Overall, a UHC Community Chamber plan gives you more power to manage your company’s healthcare costs holistically and empowers your employees to take control of their health. Your team will also have the option to enroll their spouses and the opportunity to earn annual financial rewards for expenditures like copays, prescriptions, and deductibles. Not only that, but by achieving activity goals, your team will help the company qualify for a renewal-rate cap, which limits any increase to next year’s insurance premiums.
Are you ready to get started with a UHC Community Chamber Plan? Connect with us to get started. We can’t wait to see the transformation in your company.
This article was published in the Fall 2021 issue of the General Insurance Services Risk & Business Magazine. Access the full publication here
Originally from the Northern Suburbs of Chicago, Mike attended Augustana College where he majored in Multimedia Journalism and Mass Communications. He was fortunate enough to play football all four years at Augie. After college, Mike started his career through account management positions in the medical field. Fast forward six years, Mike married his wife, Abigail, and made the move to Valparaiso in March of 2020. He obtained his Life & Health Insurance License that summer predominantly working as a contracted agent. Now his focus has turned to Group Health and Employee Benefits with General Insurance Services and he couldn’t be happier with the opportunity. He volunteers with the Valparaiso Rotary Club, as well as serves as an Ambassador for the Valparaiso Chamber, two positions he is very proud of as he gets entrenched in the community. Mike and Abby have a son, Gannon, who takes up most of their time. He’s also an avid Chicago sports fan and enjoys golfing and visiting friends and family in his free time.