Any large-scale loss of property is devastating. But if you’ve made an inventory of your personal belongings, it could make the process of recovery and filing an insurance claim much easier.   You Need an Inventory to Make an Insurance Claim To make a claim under your insurance policy, you need to be able to […]

April 7, 2022

General Insurance Services

Don’t Wait Until Disaster Strikes — Create an Inventory of Your Belongings Now

The Occupational Safety and Health Administration (OSHA), an agency of the Department of Labor (DOL), conducts about 73,000 workplace inspections each year. Given that OSHA or its state agencies have jurisdiction over 8 million job sites, the chances of your business being inspected are slim. Still, it’s best to be prepared for an OSHA inspection […]

What to Expect From an OSHA Inspection

April 5, 2022

David Gately

What to Expect From an OSHA Inspection

An estimated 67% of insured workers are covered under a self-funded health plan, according to a 2020 survey by the Kaiser Family Foundation. And that number continues to grow. While large companies were behind the initial uptake of self-funding, companies with as few as 50 to 100 employees are now following suit. Reasons for switching […]

March 30, 2022

General Insurance Services

A Closer Look at Self-Funding Your Health Plan

The first employee assistance programs (EAP) were created in the 1930s to help employees manage their personal challenges and remain productive at work. But while they’re nothing new to the benefits world, EAPs remain a bit of a mystery. These employer-sponsored programs offer valuable resources at no cost to employees and are highly relevant to […]

March 24, 2022

General Insurance Services

Rethink Your EAP to Increase Employee Awareness and Usage

It’s becoming increasingly common for employees to work past 65, when they become eligible for Medicare. Knowing how your health offerings interact with Medicare can benefit you and your employees. Let’s examine how Medicare interacts with: Group health plans Retiree health plans Prescription drug coverage Health savings account (HSA) contributions Group Health Plans The coordination […]

March 21, 2022

General Insurance Services

How Medicare Interacts With Your Health Offerings

Employee benefit plans are coming under greater risk for cyber attacks. Nearly all employee benefit plans contain high account balances and sensitive personal information for both participants and beneficiaries. The following factors contribute to this increasing risk: Benefit plan information is almost always stored electronically Benefit plans generally are not considered by employers when they […]

March 15, 2022

General Insurance Services

Cyber Security and Employee Benefit Plans

There are several essential and specialized insurance coverages that every brewery should be familiar with. Your insurance professional can help you with further details on pricing and availability, but the following should give you a solid overview for consideration. Business Property Insurance Also called commercial property insurance, this type of policy protects against losses to […]

March 11, 2022

General Insurance Services

Cheers to the Right Brewery Insurance

Many businesses are born from a single brilliant idea. As that idea is put into motion, a company grows — and in some situations that growth is rapid. Along with this expansion, however, comes the reality of risk. There are approximately 30 million small businesses in the United States, according to the Small Business Administration. […]

March 7, 2022

General Insurance Services

Things to Think About When You Start a Small Business

Even small home repairs can put you at risk. Whether it’s a do-it-yourself (DIY) project with a friend or you’re hiring a professional contractor, check your home insurance policy before you start any repairs. Get Proof Of Insurance A licensed contractor or builder should already have general liability, medical and workers’ compensation insurance. Even so, […]

Repairing Your House Check Your Insurance First

March 2, 2022

General Insurance Services

Repairing Your House? Check Your Insurance First

Today’s article is brought to you by guest blogger, Scott Templin, Cyber Risk Advisor with Lachesis, LLC. By now, hopefully every business is familiar with the concepts of email, text and phone call scams, multifactor authentication, and cyber monitoring. Those are cyber basics for any company that uses the internet. But hackers make a living […]

Trending_CEOs Lose Sleep Over Cyber Risks

February 28, 2022

Scott Templin

Trending: CEOs Lose Sleep Over Cyber Risks