We live in a world where modern technology has given us the opportunity to find anything we need with the click of a button. Whether you’re planning a trip to an exotic location, making a reservation for dinner with friends, or finding a parking spot, odds are you’re booking and paying for these things through […]

While it’s difficult to pinpoint the monetary consequences of the risks you and your family take each day, are you certain your current liability insurance offers you enough protection?  The Basics of Personal Umbrella Liability Policies  If you are found to be legally responsible for injuring someone or damaging their property without umbrella coverage, anything beyond […]

Spring brings not only April showers to Indiana but also greater chances of high winds, lightning strikes and other forms of severe weather. Any type of storm damage is certainly an inconvenience and increases the likelihood that storm chasers will show up in your neighborhood. These individuals see the aftermath as an opportunity to scam […]

As 2020 gets off to a start with new health plans in place, more employers than ever are realizing the benefit of employee wellness. Creating a healthy culture within the workplace will continue to be a priority for companies in 2020 for many different reasons. Employee wellness has demonstrated growing importance over the years, and […]

According to the Occupational Safety and Health Administration (OSHA), developing a strong safety culture has the single greatest impact on accident reduction of any workplace practice. Therefore, developing a safety culture should be a top priority for the managers and supervisors at your organization. What is a Safety Culture? A safety culture consists of shared […]

Business owners and managers are faced with “bend or break” scenarios almost every day. The COVID-19 pandemic showcases the substantial advantage companies can gain by utilizing this learned business flexibility when facing an unprecedented situation. This may also be referred to as dedication to the ongoing development of Plan B and Plan C, because history […]

As we age and reach different milestones in our lives, our insurance needs change. In order to ensure adequate coverage, contact your insurance advisor if you’re affected by any of the following life events: New Home Ownership— Purchasing a new home is a big investment—one that you will want to protect. After purchasing a home, […]

Continuity is critical in business, and there are few things more important than continuous revenue and cash flow, particularly for small to medium-sized organizations. In fact, just one brief business interruption due to a catastrophic loss can be incredibly costly for an organization, often leading to serious reputational damages or long-term closures. If you think […]

What a strange time we’re experiencing right now – as the Coronavirus (COVID-19) pandemic has spread, many businesses and organizations have had to quickly develop telecommuting policies for their employees. Employees have had to quickly create a workspace very different from their normal routine. While we’ve faced many challenges during this pandemic, working from home […]

The Coronavirus (COVID-19) pandemic has caused unprecedented changes for many industries. As social distancing is encouraged, gatherings with over 10 people are banned and stay-at-home or shelter-in-place orders for all nonessential employees are issued, many employers are asking their employees to work from home.   For some employees, working from home is business as usual. For others, […]