From property losses to claims that you are liable for a serious injury, your hotel/motel business faces multiple risks. The good news is there are ways to transfer a substantial amount of the most crippling financial danger to your insurer. Here are some important Hotel/Motel insurance coverage options that you should consider. Property Insurance For […]

A vacation is an investment in your life experiences, time with friends and family, and mental health. And if you’re like the majority of Americans, you can spend thousands of dollars on a vacation when you factor in flights, hotels, car rentals, meals, souvenirs and incidentals. In fact, on average, a couple can expect to […]

Whether it’s your first rental or you want a refresher, use this checklist to spot potential red flags before signing a lease on your next apartment. Once you’re in your new place (or even if you decide not to move), dust off your renters policy for a quick once-over, too. Renters Checklist What is the […]

Vacant land has become an increasingly appealing investment, particularly in the age of social distancing and skyrocketing home and rent costs. If you’re looking to join the growing ranks of landowners, you should consider insuring your investment. This may sound strange, as there’s nothing that can be damaged or replaced on an empty plot, but […]

Based on weight, trucks move roughly 72.5% of the nation’s freight, much of this locally. These local hauls expose the driver to diverse driving scenarios and a greater array of accident possibilities. Drivers need to navigate small roads on a regular basis and deal with intersections, traffic coming from multiple directions, cyclists, pedestrians and traffic […]

Life insurance provides invaluable protection for your family in the event of your death. It ensures the ones you care about can continue to support themselves financially when you are gone. Yet, a recent study by the Life Insurance and Market Research Association reveals more than half of Americans do not have an individual life […]

Any large-scale loss of property is devastating. But if you’ve made an inventory of your personal belongings, it could make the process of recovery and filing an insurance claim much easier.   You Need an Inventory to Make an Insurance Claim To make a claim under your insurance policy, you need to be able to […]

The Occupational Safety and Health Administration (OSHA), an agency of the Department of Labor (DOL), conducts about 73,000 workplace inspections each year. Given that OSHA or its state agencies have jurisdiction over 8 million job sites, the chances of your business being inspected are slim. Still, it’s best to be prepared for an OSHA inspection […]

An estimated 67% of insured workers are covered under a self-funded health plan, according to a 2020 survey by the Kaiser Family Foundation. And that number continues to grow. While large companies were behind the initial uptake of self-funding, companies with as few as 50 to 100 employees are now following suit. Reasons for switching […]

The first employee assistance programs (EAP) were created in the 1930s to help employees manage their personal challenges and remain productive at work. But while they’re nothing new to the benefits world, EAPs remain a bit of a mystery. These employer-sponsored programs offer valuable resources at no cost to employees and are highly relevant to […]