The first employee assistance programs (EAP) were created in the 1930s to help employees manage their personal challenges and remain productive at work. But while they’re nothing new to the benefits world, EAPs remain a bit of a mystery. These employer-sponsored programs offer valuable resources at no cost to employees and are highly relevant to […]

It’s becoming increasingly common for employees to work past 65, when they become eligible for Medicare. Knowing how your health offerings interact with Medicare can benefit you and your employees. Let’s examine how Medicare interacts with: Group health plans Retiree health plans Prescription drug coverage Health savings account (HSA) contributions Group Health Plans The coordination […]

Employee benefit plans are coming under greater risk for cyber attacks. Nearly all employee benefit plans contain high account balances and sensitive personal information for both participants and beneficiaries. The following factors contribute to this increasing risk: Benefit plan information is almost always stored electronically Benefit plans generally are not considered by employers when they […]

There are several essential and specialized insurance coverages that every brewery should be familiar with. Your insurance professional can help you with further details on pricing and availability, but the following should give you a solid overview for consideration. Business Property Insurance Also called commercial property insurance, this type of policy protects against losses to […]

Many businesses are born from a single brilliant idea. As that idea is put into motion, a company grows — and in some situations that growth is rapid. Along with this expansion, however, comes the reality of risk. There are approximately 30 million small businesses in the United States, according to the Small Business Administration. […]

Even small home repairs can put you at risk. Whether it’s a do-it-yourself (DIY) project with a friend or you’re hiring a professional contractor, check your home insurance policy before you start any repairs. Get Proof Of Insurance A licensed contractor or builder should already have general liability, medical and workers’ compensation insurance. Even so, […]

Today’s article is brought to you by guest blogger, Scott Templin, Cyber Risk Advisor with Lachesis, LLC. By now, hopefully every business is familiar with the concepts of email, text and phone call scams, multifactor authentication, and cyber monitoring. Those are cyber basics for any company that uses the internet. But hackers make a living […]

The abrupt change to work from home as a result of the COVID-19 pandemic created various lasting impacts on companies of all sizes. Within a few days’ time, companies and employees had to make an immediate transition to doing their jobs from home. Teams without any remote working experience had to pivot and quickly adapt […]

The Department of Health and Human Services (HHS) defines “telehealth” as telecommunications and information technology used to share information and provide clinical care, education, public health and administrative services at a distance. The term “telemedicine” is more narrow. It generally refers to remote clinical services and telecommunications between providers and patients. No matter what you […]

Historic property and buildings give businesses an opportunity to serve their customers from one-of-a-kind locations, often with stunning architecture and charming curb appeal, while supporting cultural and historic preservation. But there are some crucial factors your company needs to keep in mind if you do business at a historic property. Whether you’re leasing or purchasing a […]