The first employee assistance programs (EAP) were created in the 1930s to help employees manage their personal challenges and remain productive at work. But while they’re nothing new to the benefits world, EAPs remain a bit of a mystery. These employer-sponsored programs offer valuable resources at no cost to employees and are highly relevant to […]

March 24, 2022

General Insurance Services

Rethink Your EAP to Increase Employee Awareness and Usage

It’s becoming increasingly common for employees to work past 65, when they become eligible for Medicare. Knowing how your health offerings interact with Medicare can benefit you and your employees. Let’s examine how Medicare interacts with: Group health plans Retiree health plans Prescription drug coverage Health savings account (HSA) contributions Group Health Plans The coordination […]

March 21, 2022

General Insurance Services

How Medicare Interacts With Your Health Offerings

Employee benefit plans are coming under greater risk for cyber attacks. Nearly all employee benefit plans contain high account balances and sensitive personal information for both participants and beneficiaries. The following factors contribute to this increasing risk: Benefit plan information is almost always stored electronically Benefit plans generally are not considered by employers when they […]

March 15, 2022

General Insurance Services

Cyber Security and Employee Benefit Plans

There are several essential and specialized insurance coverages that every brewery should be familiar with. Your insurance professional can help you with further details on pricing and availability, but the following should give you a solid overview for consideration. Business Property Insurance Also called commercial property insurance, this type of policy protects against losses to […]

March 11, 2022

General Insurance Services

Cheers to the Right Brewery Insurance

Many businesses are born from a single brilliant idea. As that idea is put into motion, a company grows — and in some situations that growth is rapid. Along with this expansion, however, comes the reality of risk. There are approximately 30 million small businesses in the United States, according to the Small Business Administration. […]

March 7, 2022

General Insurance Services

Things to Think About When You Start a Small Business

Even small home repairs can put you at risk. Whether it’s a do-it-yourself (DIY) project with a friend or you’re hiring a professional contractor, check your home insurance policy before you start any repairs. Get Proof Of Insurance A licensed contractor or builder should already have general liability, medical and workers’ compensation insurance. Even so, […]

Repairing Your House Check Your Insurance First

March 2, 2022

General Insurance Services

Repairing Your House? Check Your Insurance First

Today’s article is brought to you by guest blogger, Scott Templin, Cyber Risk Advisor with Lachesis, LLC. By now, hopefully every business is familiar with the concepts of email, text and phone call scams, multifactor authentication, and cyber monitoring. Those are cyber basics for any company that uses the internet. But hackers make a living […]

Trending_CEOs Lose Sleep Over Cyber Risks

February 28, 2022

Scott Templin

Trending: CEOs Lose Sleep Over Cyber Risks

The abrupt change to work from home as a result of the COVID-19 pandemic created various lasting impacts on companies of all sizes. Within a few days’ time, companies and employees had to make an immediate transition to doing their jobs from home. Teams without any remote working experience had to pivot and quickly adapt […]

Work-From-Home Employees Are Increasing Your Company's Overall Risk

February 25, 2022

General Insurance Services

Work-From-Home Employees Are Increasing Your Company’s Overall Risk

The Department of Health and Human Services (HHS) defines “telehealth” as telecommunications and information technology used to share information and provide clinical care, education, public health and administrative services at a distance. The term “telemedicine” is more narrow. It generally refers to remote clinical services and telecommunications between providers and patients. No matter what you […]

How You and Your Employees Can Embrace Telehealth

February 22, 2022

General Insurance Services

How You and Your Employees Can Embrace Telehealth

Historic property and buildings give businesses an opportunity to serve their customers from one-of-a-kind locations, often with stunning architecture and charming curb appeal, while supporting cultural and historic preservation. But there are some crucial factors your company needs to keep in mind if you do business at a historic property. Whether you’re leasing or purchasing a […]

Doing Business in a Historic Property Be Aware of Special Insurance Considerations

February 15, 2022

General Insurance Services

Doing Business in a Historic Property? Be Aware of Special Insurance Considerations