As with so many aspects of our lives, employee benefits have undergone massive changes since the start of the COVID-19 pandemic. The following six areas have been at the forefront of the developing needs of employees — and likely will continue to evolve. Virtual health care Remote work Caregiver benefits Mental health access Prescription drug […]

You’ve been invited to serve as a director or officer on the board of a corporation or nonprofit. This is an exciting opportunity that also comes with potential personal liability exposures across several areas, including employment and fiduciary liability. Nonprofits and corporations have unique risks. In general, larger companies mean greater risks, but the cost to […]

The Super Bowl, World Series, Kentucky Derby, and Stanley Cup are all fun to watch – and even more enjoyable when you host a party for friends and family, stocked with delicious food and drinks. Even if you’re hosting a small, socially distanced gathering this year, throwing a party in your house means you need […]

Hurricanes Harvey, Maria, Irma and Nate caused massive destruction when they landed in the United States in 2017, resulting in over $200 billion in damage. When weather events like this occur nearby, you naturally worry about how to keep your business running amid the devastation. Even if your business isn’t directly impacted, the delivery of […]

Businesses are reopening across the nation and a sense of normalcy is cause for celebration. But you might want to hit the brakes on the festivities when your insurance renewal arrives. Sticker shock: The new normal is far from business as usual. While businesses waited for supply to catch up to demand, other calamities didn’t […]

In 2021, 51 million people participated in the gig economy as temporary, on-call, contract or self-employed workers. According to the news site Vox, this represents an increase of 34% in just one year, and about one-third of all employees in the United States. In addition to the appeal of the gig economy, workers are job […]

As a project owner, the way you evaluate and manage risks and make fiscally responsible decisions are crucial to your success. You typically cannot afford to gamble on a contractor whose reliability is uncertain or who might come up bankrupt halfway through a job. To mitigate this risk, investing in a surety bond is an […]

Smart devices, from voice-activated assistants to smart bulbs and thermostats, are becoming more and more prevalent in American homes. While these devices offer convenience and more control over your home, they can leave you at risk for privacy and security issues. Before you invest in the latest smart oven or dishwasher, learn how the connectivity […]

Today’s cyber security article is brought to you by guest blogger, Scott Templin, Cyber Risk Advisor with Lachesis, LLC. 2021 was the year to start taking your cyber security risk seriously. Back in October the ITRC reported that 2021 data breaches had already exceeded those of 2020. The problem is not going to disappear so […]

Voluntary benefits, which allow your employees to choose certain types of coverage and then pay for some or all of the related costs, will continue to grow in 2022. With as many as five generations in the workforce at once and an increasing preference for personalization, the demand for benefits that fit different needs has […]